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Investment Services
Investment Services


       Andrew Kieffer                                         Mary Stoltman    
          Vice President                                          Investment Executive
     Investment Executive                                          507-494-9268


           Ellen Smith
     Senior Vice President
     Investment Executive


Your Financial Ally

What's your definition of a successful financial future? Whether saving for an early retirement or launching a new business, building a dream home or funding a child's education — you want to achieve your goals. Winona National Investment Services helps make it easier with an unwavering commitment to your financial success and a comprehensive offering of products and services.

Your Financial Institution

Winona National Investment Services, Winona National Bank, and your financial professional work as a team to provide you with comprehensive and convenient service — all conveniently located within the bank. It's a unique synergy that supports you with the financial strength of Cetera Investment Services LLC, a prominent national investment and insurance firm teamed with the comfort and security of a familiar face — someone you already know and trust.

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Your Financial Professional

Take control of your future with personalized financial recommendations that make it easier to pursue your lifetime goals. We listen to you; and your financial professional is highly qualified to provide the tools and techniques necessary to help make your goals a reality.

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Who We Are

Cetera Investment Services LLC is a registered Broker-Dealer and Licensed Insurance Agency. Cetera Investment Services LLC is a self clearing broker-dealer serving the clients of over 500 financial institutions nationwide. Utilizing Cetera, Winona National Investment Services delivers innovative investment and insurance solutions, comprehensive support, and a flexible program structure, all at Winona National Bank.

The benefits of working with a Winona National Investment Services financial professional are plentiful. In addition to the insights and recommendations of a financial professional, you also gain access to an expansive assortment of investment and insurance solutions that can be customized to fit your needs. Knowledgeable financial professionals utilize the latest technology and resources to support the entire process – making it easier to pursue your financial goals.

Superior Products
  • Fixed and variable annuities
  • Mutual funds
  • Life insurance
  • Stocks and bonds
  • Tax-advantaged investments
  • Long-term care investments
  • IRAs
  • Employer-sponsored retirement plans
  • Unit Investment Trusts

Innovative Solutions

  • Cash management
  • Financial consultations
  • Wealth management
  • Education funding
  • Business owner solutions
  • Insurance solutions
  • Estate guidance*
  • Asset allocation

Comprehensive Support Services
  • Quality and timely customer service
  • Consolidated account statements
  • Convenient order execution
  • Quick confirmation reports
  • Automated funds transfer between accounts
  • Dividend reinvestment
  • Check-writing services on money market accounts
  • Cash dividend option

Our Experience Helps You
  • Invest for a comfortable retirement
  • Protect your family's future with life insurance
  • Understand your financial goals and priorities
  • Review your financial portfolio
  • Utilize diversification and asset allocation techniques
  • Provide for college expenses
  • Minimize taxes through tax-advantaged investing*
  • Fulfill your business needs
  • Maintain your independence with long-term care insurance

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Important Notice

Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

Investments are:

  • Not FDIC insured
  • May go down in value
  • Not financial institution guaranteed
  • Not a deposit
  • Not insured by any federal agency.

Winona National Investment Services, 204 Main St., Winona MN.

Investment Executives are registered to conduct securities business in limited states.  Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements.

The information on this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

View Cetera privacy policy and other important information.

Check the background of this investment professional on FINRA's BrokerCheck.

* For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera, or any of its representatives may give legal or tax advice.