Opt-in to avoid having your debit card declined. It’s in your control!

Due to a recent regulatory change effective August 15, the everyday purchases you make with your debit card and your ATM transactions will no longer be covered by Bounce Protection, our overdraft protection service. If you do not have enough money in your account or the funds are not yet available, the transaction will be declined.

If you want to continue to have this valuable safety net in case of an emergency, you must let us know you want this service or you will lose this flexibility.

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10 Places NOT to Use Your Debit Card

Source: CreditCards.com

While debit cards and credit cards each have advantages, each is also better suited to certain situations. And since a debit card is a direct line to your bank account, there are places where it can be wise to avoid handing it over – if for no other reason than complete peace of mind. Click here to read about 10 places and situations where it can pay to leave that debit card in your wallet.