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Checking & Savings Brochure

Checking

Click here to see the brochure (97KB PDF).

Green Rewards Account

The Green Rewards Account is designed to be environmentally and customer friendly. In its environmental friendly capacity the account utilizes electronic statements, a debit card, and Internet banking and bill payer, while discouraging the use of paper checks. On the customer friendly side, the account earns a competitive interest rate and a cash back debit card that earns cash each month on non-PIN debit card purchases. Check our current interest rates.*

*Green Rewards Cash Back transactions include all debit card purchases made without using a PIN. These purchases include: when you sign the receipt, Internet, phone or mail-order, small dollar amounts that do not require a signature, pay at the pump when “credit” is selected, and bill payments (where billers process the transaction as a credit card). Cash advances and ATM transactions do not qualify. If asked "Debit or Credit," always select "CREDIT". The money for your purchase is always deducted from your checking account when you use your debit card, even if you select "Credit." Your Green Rewards Cash Back will automatically be deposited into your checking account monthly.

Freedom Checking

Freedom Checking is ideal for students, families, or individuals who want the convenience of a checking account without having to maintain a minimum balance. Free checking is just the beginning with our Freedom Checking account. Winona National Bank also offers you free checks, a free Photo Debit Card, and free Internet Banking Bill Payer.

Additional Benefits: e-Statements, and a loan discount with automatic payment from checking.

Rewards Plus Checking

Rewards Plus Checking is designed for customers who want a bit more from their checking account. With Rewards Plus Checking, you receive valuable discounts on other bank products and services, as well as earning interest on your checking account.

Check our current interest rates.

Additional Benefits: Free Photo Debit Card, free Internet Banking, free Bill Payer, free Overdraft Line of Credit, free travelers’ checks, cashier’s checks and money orders, installment loan discounts, CD rate bonuses, safe deposit box discount, and e-Statements.

Now Checking Account

Now Checking Account allows you to earn a competitive interest rate on this account when you have at least a $500.00 minimum balance.

Check our current interest rates.

Additional Benefits: Free Photo Debit Card, free Internet Banking, free Bill Payer, installment loan discounts, CD rate bonuses, and e-Statements.

Lion's Pride Rewards Checking

Lion's Pride Rewards Checking is specially designed for our Lion's Pride members. Offering many of the benefits of our Green Rewards account without check writing restrictions. Visit our 50 & Better pages for details.

Additional Benefits: Free check images, free checks, free Photo Debit Card, free Internet Banking, free Bill Payer, free money orders, travelers checks, cashier's checks, and e-Statements.

Overdraft Line of Credit

Overdraft Line of Credit is available with a qualifying application on any of our checking accounts. For more information, or to apply for Overdraft Line of Credit, click here.

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