Logo Logo

Children’s Savings

Save For America Savings

Our children’s savings program teaches children the value of saving. The U.S. Department of Education and the Minnesota Commerce Department endorse this program.

  • Minimum to Open: Bank deposits the first $1.00 in the account
  • Minimum Balance: NONE
  • Service Charges: NONE
  • Interest: Variable, earned daily and compounded quarterly with $10 minimum balance. Please contact our Savings Department for current interest rates.
  • Tiers: NONE
  • Free telephone transfers*
  • Quarterly statements or monthly if combined with checking unistatement
  • Free coin bag
  • Deposits can be made at school banking days or at the bank
  • Withdrawals can only be made at the bank
  • At least one parent or guardian is joint owner of the account

Save For America Program

Statement Savings

The perfect account for the beginning saver. No service charges for the first 3 months on new accounts. Service charges waived for account holders under 18 years of age.

  • Minimum to Open: $10
  • Minimum Balance: $200 average quarterly balance
  • Service Charges: $3 per quarter if average quarterly balance falls below $200
  • Interest: Variable rate earned daily and compounded quarterly with $10 minimum balance. Please contact our Savings Department for current interest rates
  • Tiers: NONE
  • 9 free withdrawals per quarter, $.50 thereafter
  • Free telephone transfers*
  • Quarterly statements or monthly if combined with checking unistatement

Additional Information

*Federal law allows only six pre-authorized, automatic, check written, or telephone transfers per month.