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Savings and CDs

Savings Account Basics

Savings accounts allow you to save money, and are not designed for high transaction volumes. Every client has a wide range of goals and purposes associated with savings accounts. The savings account will meet your needs as follows:

  • Earn interest and watch your money grow
  • Easy access—instant liquidity compared to CDs and other investments
  • Helps organize personal finances by segregating savings from money used for day-to-day living expenses
  • Low minimum balances compared to other investment options

Certificate of Deposit (CD) Basics

Winona National offers a variety of CD terms and yields for our clients.

  • Earn higher interest for longer-term investment commitment
  • FDIC insured
  • Flexible payment options
    • Interest checks
    • Interest transfers to a WNB account
    • Automatic rollovers

Additional Information