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Lines of Credit

Overdraft protection

Write yourself a loan with Overdraft Protection. This convenient and expense-saving product operates as overdraft protection AND an unsecured line of credit.

  • Requires application and processing by the Lending or Personal Banking department
  • Advances up to pre-approved limit
  • Automatic advances, in $100 increments, when checking account falls below $0
  • Payments are automatically deducted from the checking account 10 days after the statement cycle date
  • Access through checking account via check, InfoLine telephone transfer, ATM, and debit card
  • No advance fee
  • All loans subject to credit approval

Credit Cards

We offer the Elan Visa® or MasterCard®

Additional Information