Personal Banking
Identity Protection

At Winona National Bank, protecting your identity is our priority! Winona National Bank does NOT request private or account information from you by e-mail or telephone. Even our Internet Banking system accessed through our website, www.winonanationalbank.com, does not request or disclose account numbers. In certain cases, we may mail you a letter requesting you to fill out a form, contact us by phone, or in person. If you have concerns about any communication from us, please feel free to call or stop into the bank.

Please review the information below for tips on protecting your identity. If you have any questions, please call us at 507-454-8800.


Avoid Fake Check Scams and Identity Theft

The Alliance for Consumer Fraud Awareness, a coalition of consumer and business organizations and the U.S. Postal Inspection Service, has created an interactive website at FakeChecks.org with tips for avoiding check scams. The site features online videos and tests for consumers.

The federal government’s Identity Theft Task Force, of which the FDIC is a member, launched IDTheft.gov to help consumers spot and stop ID theft. For more guidance from the FDIC, see back issues of FDIC Consumer News.

      FraudWatch®

      Fraud can hit anytime… but you’re protected. You may not know it, but you have around-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by FraudWatch® PLUS.

      With FraudWatch PLUS:

      • Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
      • You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted. So if you ever get a call from “Fraud Prevention Services,” know that our watchdogs are doing their job and preventing potential fraudulent use of your card.

      Fraud is serious business and can hit anytime. That's why we're always on guard to detect and prevent fraud from happening to you.